What is Banking ?

Banking is an industry that handles cash, credit, and other financial transactions. Banks provide a safe place to store extra cash and credit. They offer savings accounts, certificates of deposit, and checking accounts. Banks use these deposits to make loans. These loans include home mortgages, business loans, and car loans.

Banking is one of the key drivers of the U.S. economy. It provides the liquidity needed for families and businesses to invest in the future. Bank loans and credit mean families don’t have to save up before going to college or buying a house. Companies use loans to start hiring immediately to build for future demand and expansion.

Commercial Banking

financial institution that provides services, such as accepting deposits, giving business loans and auto loans, mortgage lending, and basic investment products like savings accounts and certificates of deposit.

Retail Banking

the provision of services by a bank to individual consumers, rather than to companies, corporations or other banks.

Asset Management

systematic process of deploying, operating, maintaining, upgrading, and disposing of assets cost-effectively. The term is most commonly used in the financial world to describe people and companies that manage investments on behalf of others.

Private Banking

banking, investment and other financial services provided by banks to high-net-worth individuals with high levels of income or sizable assets.

Mortgages

lends money at interest in exchange for taking title of the debtor’s property, with the condition that the conveyance of title becomes void upon the payment of the debt.

Credit Cards

Online Banking lets you manage your credit card  securely and safely.

  • Types of Banks

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